Check Services

Electronic Check Services (eCheck Services)

ACH: Your Competitive Edge
With payments from your customers processed through the Automated Clearing House (ACH - often called eChecks), your customers pay you by check electronically – for their convenience and for yours. As a leader in Automated Clearing House (ACH) payment technology, MPCx offers you electronic check solutions for retail, Internet, mail order or service businesses. Expedite retail check handling and cash flow with our POS Check Conversion Service.

 

• Funds are settled through the Automated Clearing House for fast, 48 hour deposit to your account without the hassle of making deposits at your bank.
• Avoid risk! Checks are authorized before acceptance. With the Real-Time Bank Authorization option, you authorize checks in real-time against your customers’ bank accounts.
• Automatic re-presentment of returns. No bank return charges! Save time...at the point of sale and in your back office.
• Guarantee option virtually insures your checks against returns.
• Works through leading retail systems, point of sale terminals and check MICR readers.
• Automate payment processing in non-face-to-face environments such as web sites, call centers and recurring payment businesses.
• Enjoy the convenience and speed associated with electronic payments without the costs of credit cards.
• Give your customers the option of paying by check – especially the growing number of customers who are reducing their credit card.
• Secure processing from your Web site shopping cart. Gain incremental sales for on-line customers who prefer to pay by check.
• Accept check payments by telephone and process through our Internet virtual terminal or by batch processing. Fast and secure, with preauthorization of check payments to avoid unnecessary risk.
• For recurring payments, MPCx offers Internet-based batch processing as well as payments through our on-line Recurring Payments Manager (RPM). RPM secures all sensitive payment details on our PCI compliant secure servers.

MPCx also specializes in check services such as:

• Check verification (check authorization) services through our National Check Network database
• Electronic check collection services (RCK)
• Advanced check risk management solutions
• Check collections (check recovery)
• Consolidated return service